Don't Miss the Deadline: The Two-Year Window for Storm-Related Insurance Claims

December 8, 2023

Greetings, Colorado Springs homeowners! At Fixin's Home Services, we understand the aftermath of a storm can leave your property vulnerable to damage. One crucial aspect often overlooked is the timeline for filing insurance claims. Did you know that, in Colorado, you typically have up to two years to file an insurance claim for storm-related damage?

The Two-Year Rule

Colorado state law generally allows homeowners a two-year window to file an insurance claim following a storm that impacts their property. Whether it's hail, wind, or other severe weather conditions, this timeframe is designed to give homeowners ample opportunity to assess and address any damages incurred. This flexibility acknowledges that some damages may not become apparent immediately, especially those affecting your roof, which might not exhibit signs of deterioration until well after the storm has passed.


Why Timing Matters

While you have up to two years to file a claim, it's crucial not to procrastinate. Delaying the assessment and filing process can lead to complications down the line. Over time, damages may worsen, making it challenging to determine the storm's true impact versus subsequent wear and tear. Additionally, insurance companies may question the delay, potentially affecting the approval process.


The Fixins Advantage

At Fixins Home Services, we recommend homeowners take a proactive approach. Schedule a thorough inspection as soon as possible after a storm to identify any potential damage. Our team of experts specializes in assessing and repairing storm-related issues, ensuring that your property is both protected and compliant with insurance regulations.


How We Can Help

As your trusted roofing company in Colorado Springs, we offer turn-key services that go beyond just repairing roofs. With a general contractor’s license, we're equipped to handle all aspects related to your hail and storm insurance claim. We assist you in navigating the complexities of the claim process, ensuring that you not only meet the two-year deadline but also maximize your insurance coverage.


Act Now, Protect Later 

Remember, time is of the essence when it comes to storm-related insurance claims. Don't wait until damages escalate; act now to secure the longevity and resilience of your home. Whether you've recently experienced a storm or suspect previous damage, reach out to Fixins Home Services today. Our locally family-owned and operated business is dedicated to safeguarding your home, offering lasting quality backed by a 3-year workmanship warranty. Call us at (719)-641-5969 and let us ensure your home stays protected for years to come.

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