Navigating Your Storm Damage Insurance Claim: A Guide by Fixins Home Services

November 22, 2023

A Guide by Fixins Home Services

  • Hail is falling on a window sill in front of a building.

Colorado Springs is no stranger to the whims of nature. When a storm hits, it can leave a trail of destruction in its wake. Your home's roof, siding, gutters, deck, and fences can bear the brunt of this fury. At Fixins Home Services, we understand the challenges you face post-storm, and we're here to ensure that your path to recovery is smooth and stress-free. Here's your guide to working with insurance companies to restore your home to its former glory.


Step 1: Assess the Damage

Safety first – ensure it's safe to inspect your property. Once cleared, document all damages with photos and detailed notes. This will be crucial when filing your insurance claim.


Step 2: Understand Your Policy

Your insurance policy is a contract that outlines what is and isn't covered. It's essential to understand the specifics of your coverage regarding storm damage. Look for terms like "replacement cost" and "actual cash value," as these will significantly impact your claim.


Step 3: Initiate the Claims Process

Contact your insurance company immediately after the storm. Timeliness is key. They will guide you through filing a claim and set an appointment for an insurance adjuster to inspect the damage.


Step 4: Get a Professional Estimate

Before the adjuster arrives, contact us at Fixins Home Services. We'll provide a detailed estimate for the repairs needed. Having an expert opinion by your side ensures that all damages are accounted for in the adjuster's report.


Step 5: Meet With the Insurance Adjuster

When the insurance adjuster visits, it's beneficial to have a representative from Fixins Home Services present. We can discuss the scope of work and ensure the adjuster fully understands the extent of the damages.


Step 6: Review the Claim Report

Once the adjuster provides their report, review it thoroughly. Confirm that all damages are listed and that the cost assessment is fair. If you disagree with the adjuster's report, you can request a re-evaluation.


Step 7: Finalize the Claim

After approving the claim report, your insurer will issue a payment. This is where Fixins Home Services steps in to begin the restoration process. We work directly with your insurance company to streamline the repair or replacement of your roof, siding, gutters, deck, and fences.


Step 8: Restoration by Fixins Home Services

With the claim settled, our skilled team at Fixins Home Services will repair your home using only the highest quality materials. We take pride in our workmanship and ensure that your home not only recovers but also gains additional resilience against future storms.


Why Choose Fixins Home Services?


Local Expertise: We know Colorado Springs and what it takes to repair storm damage here.


Insurance Savvy: Our team is experienced in working with insurance companies, making the process seamless.


Quality Assurance: We guarantee our work, providing peace of mind that your home is in the best hands. When storms strike, you're not alone. Fixins Home Services is your partner in navigating insurance claims and repairing storm damage. Contact us today, and let us restore the safety and beauty of your home.

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